A:Before you even think about entering your payment details, take these essential steps:
Verify the Website's Security: Look for "https://" at the beginning of the website address (the "s" stands for secure) and a padlock icon in the address bar. These indicate that the website uses encryption to protect your data.
Check the Website's Reputation: Research the website or seller. Read reviews from other customers to see if they've had positive experiences. Be wary of websites with no reviews or overwhelmingly negative feedback.
Update Your Devices and Software: Ensure your computer, smartphone, and tablet have the latest operating system updates, web browser versions, and antivirus/anti-malware software installed. These updates often include crucial security patches.
Use a Strong and Unique Password: Create strong passwords that are at least 12 characters long and include a mix of uppercase and lowercase letters, numbers, and symbols.1 Avoid using easily guessable information like your name, birthday, or2 common words. Use a different, unique password for each online account.
Be Cautious of Public Wi-Fi: Avoid making sensitive online transactions when connected to public Wi-Fi networks, as these are often less secure and can be easily intercepted by malicious actors. If you must use public Wi-Fi, consider using a Virtual Private Network (VPN).